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Farmowners

FarmEquipmentThe Bedford Grange Mutual  Farmowners insurance program provides the same coverage as our homeowners program but also provides liability coverage for your ‘farming’ or ‘farming activities’ and allows for adding farm buildings, farm personal property, livestock, farm equipment, produce, and supplies. Optional coverages that can be added to your policy may include animal perils; farm machinery glass; weight of ice, snow & sleet for buildings; borrowed farm machinery; and fencing. In addition, we offer our Home Systems Protection (equipment breakdown) with Service Line Coverage for your home and Farm Equipment Breakdown coverage for the farm to further enhance your policy. For more details on these, see Home Systems Protection, Service Line, and Farm Equipment Breakdown coverages.

As a Bedford Grange homeowner you have complimentary access to both home management and home energy management tools through MyHomeWorks™ website.

With annual home energy costs averaging $2,300 and trending higher, homeowners need ways to reduce their energy consumption costs, but few know where to turn or who to trust for information and guidance.

Now you have valuable help with MyHomeWorks™, an engaging website with interactive tools and information to improve your homes’ efficiency and save money. In fact, the energy savings potential significantly exceeds the modest cost of the insurance.

Enhance Your Coverages

Home Systems Protection

Protection for your home systems, appliances and electronics which includes heating and cooling, security, and more.

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Service Line Protection

Coverage that pays to repair or replace exterior underground water and sewer piping, electrical service lines and more.

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Farmowners Equipment Breakdown w/Home Systems Protection

Farming has changed.  So have the risks.  Farming has always been an equipment-intensive business but, in recent years, changes have increased farm equipment risks.  Modern farm technology is subject to power quality problems that can damage sensitive circuitry.

Home insurance with Bedford Grange Mutual Insurance Company

Control over your policy

Choose the benefits and features that fit your needs.

Personalized attention

Local agents in your community to service  your needs.

24/7 Protection

Comfort in the knowledge you are protected 24/7.